WFC Lending
Commercial Bridge Loans
Bridge capital to acquire, stabilize, or reposition commercial real estate — closing in as few as 15–45 days.
Bridge financing for commercial assets in transition — acquisition, stabilization, or recapitalization ahead of a permanent loan or sale.
How commercial bridge financing works
Apply
Share the asset and your business plan — acquisition price, current position, and the path to stabilization or exit. We underwrite on the asset, not a personal financial deep-dive.
Close & Fund
Once underwriting clears, we close and fund the acquisition or recapitalization — typically in 15–45 days.
Stabilize & Exit
Execute your business plan — lease-up, renovation, or repositioning — then refinance into permanent financing or sell once the asset is stabilized.
Program highlights
- 1st lien position only
- Interest-only payments
- Asset-based "common-sense" underwriting
- $1M – $100M loan size
- 6–36 months terms
- Closings in 15–45 days
Eligible property types
Commercial bridge loan FAQs
How fast can you close?
Commercial Bridge loans typically close in 15–45 days once underwriting clears.
What loan amounts do you offer?
Commercial Bridge loans range from $1M – $100M.
What property types do you finance?
On Commercial Bridge, we finance Single-family residential (1–4 units), Multifamily (5+ units), Mixed-use, Supermarket-anchored retail, Self-storage, and Senior housing.
What fees should I expect?
As a commercial deal, fees include origination (1.75%–2.75%), appraisal (Project Specific), underwriting ($2,495–$4,995), processing ($2,495–$4,995), and legal ($2,495–$4,995). Exact fees are confirmed in your term sheet.
What states do you lend in?
We lend nationwide in 44 states. We currently do not lend in Arizona, Oregon, North Dakota, South Dakota, Vermont, or Nevada.
Typical fees
Fees shown where stated. Rates, fees, terms, and timelines are subject to change without notice.