WFC Lending
Multifamily Bridge Loans
Bridge capital for 5+ unit apartment assets, closing in as few as 7–14 days.
Short-term financing for multifamily acquisitions and value-add business plans, with high combined leverage.
How multifamily bridge financing works
Apply
Share the acquisition and your value-add business plan for the property. We underwrite on the asset and the plan, not a personal financial deep-dive.
Close & Fund
We fund with high combined leverage against the deal, typically closing in 7–14 days.
Execute & Refinance
Carry out the value-add plan and stabilize the asset, then refinance into permanent financing once the property is performing.
Program highlights
- 1st lien position only
- Interest-only payments
- Asset-based "common-sense" underwriting
- $250K – $10M loan size
- 3–24 months terms
- Closings in 7–14 days
Eligible property types
Multifamily only. Excludes mixed-use and ground-up construction under this program.
Multifamily bridge loan FAQs
How fast can you close?
Multifamily Bridge closes in as few as 7–14 days once underwriting clears.
What loan amounts do you offer?
Multifamily Bridge loans range from $250K – $10M.
What states do you lend in?
We lend nationwide in 44 states. We currently do not lend in Arizona, Oregon, North Dakota, South Dakota, Vermont, or Nevada.
Do you have a minimum credit score?
Yes — Multifamily Bridge requires a minimum 700 FICO.
What fees should I expect?
See the Typical Fees table below for origination, appraisal, underwriting, processing, and legal fee ranges. Exact fees are confirmed in your term sheet.
Typical fees
Fees shown where stated. Rates, fees, terms, and timelines are subject to change without notice.